Analysis into conversation
QRL Advisor
Understand the analysis, review the options and prepare for the conversation with your broker. AI explains; your team decides.
Construction risk intelligence
Know your cost of risk before it costs you.
One loss can reach far beyond the jobsite. See what it could mean for your cash flow, bonding capacity and next renewal—before you decide how much risk to carry.
01 / The gap
Everyone underwriting your risk can model it. Until now, you couldn't.
Carriers price your program with predictive models. Brokers place it with market analytics. The contractor, who actually carries the loss, works from last year's loss runs and instinct.
A loss run is an autopsy. It tells you what already happened. Risk financing should be built on what’s coming, sized to what your firm can actually absorb, not an industry average.
Carriers
Predictive loss modelsModel the exposureBrokers
Placement analyticsEvaluate the marketContractors
Spreadsheets and instinctCarry the exposure and fund the lossesQRL closes the gap.A clearer view of your exposure, financing options, and true total cost of risk.
Features
See the exposure. Compare the options. Make the call.
Practical tools for contractors, CFOs and the brokers who advise them.
True cost of risk
Look beyond the premium to retained exposure and the real cost of capital committed to risk.
Balance-sheet-based retentions
Evaluate how much risk your firm can carry—not what an industry average suggests.
Financing comparisons
Compare retaining, transferring or restructuring risk in dollars.
Project-change alerts
Flag material changes so your team can reassess the project’s risk and coverage position.
A shared view
Give finance, operations, risk and your broker the same traceable information.
02 / Platform
See the ripple before it starts.
Billions are being spent on AI that writes emails and summarizes meetings. That’s not what we do at Quantus.
We work where a single loss can reset a contractor’s year. When a large claim hits, it doesn’t stay on the project. It ripples through the retention, the cash flow, the bonding line, and next year’s renewal. Quantus traces that impact in dollars before you commit to the contract, the retention or the renewal.
Our engine finds the gaps: retentions set above what the balance sheet can carry, and premium spent transferring risk you could keep. It compares alternative ways to retain and transfer risk and shows their modeled total cost. Your broker and your CFO make the call, before the loss, not after.
01 / EXPOSURE
Exposure
Finds the gaps between what your contracts require and what your policies cover, before a claim finds them for you.
02 / FINANCIAL CAPACITY
Financial capacity
Sets retained risk to what your balance sheet can absorb, not an industry average.
03 / DECISION SUPPORT
Decision support
Prices each option in dollars: retain, transfer or restructure.
04 / SHARED PICTURE
Shared picture
Finance, operations, risk and your broker work from the same traceable numbers.
The engine flags. People decide. Our AI explains the numbers; it never makes them up.
Change spotted. Cost priced. Decision drafted.
1
Level 1 Red Flag/Fire Warning
Issued for an active project site, or a change detected within the project file itself
2
Material change detected
Flagged against the project's risk position
3
Real-time alerts
Client control panel, email, and text
4
Position re-checked
Risk and coverage adequacy reviewed, allowing immediate intervention to avoid unnecessary losses or injury
03 / Why it's different
The $340,000 your TCOR report doesn't show.
Standard models price the capital you hold back for retained losses at about 1%. A construction firm's real cost of capital runs 10–25%. On $2,000,000 of retained capital at 18%, that's $360,000 a year, not $20,000.
Interactive · true cost of retained capitalIllustrative example, not a client result.
18%
1% · FRICTIONAL25% · HURDLE RATE
On an illustrative $2,000,000 of capital held against retained risk, the standard view shows a carrying cost of $20,000. Priced at your real cost of capital, the true carrying cost is $360,000. That's a difference of $340,000 the standard model never puts on the page.
04 / Who it's for
Built for the firms that carry the loss.
General contractors and specialty firms, from single projects to multi-billion-dollar programs. Their CFOs, risk managers and the brokers who advise them.
General Liability · Builders Risk · Professional & Environmental
05 / For brokers and contractors
Better risk decisions, together.
QRL gives contractors a clearer view of their true total cost of risk and gives brokers the analysis to help them act on it. Both work from the same information, making conversations about coverage, retention, and financing more productive.
Talk with usFor contractors
See what each financing option costs your firm, in dollars, then decide with your broker.
For brokers
Walk into renewal with the client's cost of capital already priced. Advise on structure, not just placement.
Bring deeper financial and risk analysis to your clients through a broker-sponsored, co-branded offering that keeps your firm and client relationship out front.
06 / About
Built to bring carrier-grade analytics to the contractors who need it most.
Quantus was built by people who spent 25+ years placing construction risk and watching good firms get surprised by losses they could have priced. We do one thing: construction P&C risk, measured in dollars, before the loss.
25+
Years of complex construction placement
2026
Founded in Austin, Texas
P&C
Construction risk is our sole focus
100%
Independent & broker-aligned
Mike Robinett
Director
Leads Quantus Risk Logic. For partnership, broker, and evaluation inquiries: info@qrisklogic.com.
LinkedIn ↗Origins
Quantus Risk Logic was co-founded on a concept originated and architected by Lori Robinett, a construction risk executive with more than 25 years structuring and placing insurance for some of the most complex construction programs in the country. She led the National Project Insurance Practice at Willis and served as Managing Director of Aon's Texas Construction Group, directing stewardship for Aon's largest and most sophisticated clients and public-private partnerships. She later led complex-risk brokerage for NFP's Central Region.
As the visionary and architect behind the platform, she conceived a proprietary data-system blueprint for property & casualty risk assessment. This framework turns decades of placement expertise into quantitative, decision-ready risk intelligence. That architecture became the foundation of the QRL platform. Following her early retirement from the industry, its continued development and day-to-day operations are led by Mike Robinett.
Your risk picture, wherever you work.
Access QRL Advisor, your dashboard, and projects with touch-friendly navigation. No separate app is required. Use current Safari on iPhone and iPad, or Chrome and Edge on Android, with an up-to-date operating system.
07 / Contact
Discuss your next renewal with Quantus.
Quantus Risk Logic.